Who We Are

We are Financial Planners, Advocates, Friends, and Fiduciaries. We are dedicated to developing and maintaining long-term relationships by standing with you when support is needed the most. Through our process of creating a customized plan, we take the time and communicate each item to ensure you understand the why behind each recommendation. As a result, we get to know you. By understanding you, your needs, and even your fears, we are prepared to help you navigate change together. While your financial priorities will evolve over time, have confidence in knowing you are working with a team that has extensive experience in even the most complex of situations. Plan with Confidence.

 

Meet Our Team

Our Services

 

For Individuals


Imagine your financial anxiety is limited. How and where would you spend your time? Our financial advice is centered around your unique goals and objectives, not ours. We provide clients access to the very best industry resources and technology, all while delivering personal, customized service. We take the time to explain relevant details in layman’s terms and relieve stress by implementing the logistical parts of your plan on your behalf. Finally, a well-defined and consistent review process allows you to turn your focus on whatever matters most to you.

 

For Businesses


The term Business Owner comes with many meanings and typically many hats. Aside from doing Financial Planning for these individuals we also assist owners and their teams with the implementation of their 401k and retirement plans. Our dedication and guidance will provide you with a detail-oriented process for investment selection, management of fiduciary duties and fee benchmarking. We work with companies of all sizes to not only focus on your Plan Sponsor duties but also your Participant’s success. Each company’s goals and objectives are slightly different. Click here to learn more about Blue Rock 401k Group.

 

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Upcoming Events

Financial Planning “Todd Talk”

Stay tuned as we’re currently planning our next Financial Planning

Todd Talk!

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Blog 

What Do You Need To Know About Tax-Efficient Withdrawals In Retirement?

Wealth moves in waves. Many diagrams of wealth cycles resemble a wave you might see off the Delaware shoreline. The most unpredictable part of a wave isn’t on its ascent, rather its descent as it decides where to crash and what particles get swept...

Biden Tax Plans For The 2020 Election: What You Need To Know

What should I do in preparation for the outcome of the election? This seems to be the most common question we are getting these days and worries many Americans as we approach election day. The anxiety that Americans feel has varying degrees and rationales, but the...

The Impact of Taxes on Retirement Income

You’ve spent decades diligently planning and saving for retirement, and while you know at some level that taxes will be deducted from your monthly retirement income, it’s often a relief to understand the ‘bottom line’ when it comes to your...

Presidential Election Tax Analysis

This month’s Financial Planning “Todd Talk” continued with its virtual theme, via Zoom. Our topic was geared towards next month’s presidential election as Todd, joined by Whisman Giordano & Associates President, and Managing Partner, Joseph...

Carter McClung Passes CFP® Examination

Blue Rock Dravo Bay is extremely proud to announce that one of our own passed the CERTIFIED FINANCIAL PLANNER examination on September 23, 2020. Blue Rock Dravo Bay formally Congratulates Carter McClung. There are over 310,000 financial advisors in...

Should You Help Pay For Your Grandchild’s Education?

Becoming a grandparent is a joyful experience, and the luckiest grandparents are arguably those who live close to their grandchildren. As grandparents, you play an important role in a multigenerational experience, giving your grandkids your...

How And Why Risk Tolerance Affects Your Portfolio

Risk tolerance impacts every aspect of your investment strategy from your portfolio’s asset allocation and asset location, to your investment goals and time horizon. Understanding your risk tolerance will make a positive impact on the structure and maintenance of your portfolio. Ready to see how? Let’s dive in.

What Is Asset Allocation? (And Why Your Portfolio Needs It)

We recently wrote about the concept of asset location and how it differs from asset allocation. You may recall that asset location is a tax minimization strategy that places your assets in the most tax-efficient investment accounts. Asset...

Why Asset Location Matters To Your Portfolio

In an earlier blog discussing the importance of proactive tax planning, we explained how we integrate tax planning into our clients’ financial plans. Successful tax planning results in more money in your pocket every April, and under normal...

2020 Delaware Estimated Quarter 2 Tax Payments are Due June 15

Self-employed Delawareans – do you know when your 2020 quarterly estimated taxes are due? This year has been quite odd as it’s June 12 and we haven’t filed taxes yet. As we dive further into 2020 the question is, what does this mean for those who...

Where is Dravo Bay? 

 

Our name, Dravo Bay, is derived from our two locations. "Dravo" (Pronounced Drah - vo) comes from Dravo Plaza which sits in the heart of the Wilmington Riverfront. During the 1940s, Dravo Shipyard bustled with over 11,000 workers focused on building ships to support the US during World War II. The second half of the name, Bay, comes from the address of our Rehoboth office. This office opened in January 2018 and sits on Bay Vista Road in Rehoboth.

Blue Rock Financial

1 Avenue of the Arts Suite A, Wilmington, DE 19801, USA

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Blue Rock Dravo Bay- Blue Rock Financial

20245 Bay Vista Rd #103, Dewey Beach, DE 19971, USA

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Blue Rock Financial

1 Avenue of the Arts Suite A, Wilmington, DE 19801, USA

Get Directions

Blue Rock Dravo Bay- Blue Rock Financial

20245 Bay Vista Rd #103, Dewey Beach, DE 19971, USA

Get Directions